


ASSET FINANCING & INVESTMENT
Access exclusive opportunities with our network of established funders offering competitive returns.
From commercial vehicles, machinery and equipment to broader corporate financing needs, we help businesses access suitable funding while managing cash flow and supporting growth.
Our Services
People Behind the Advice
At Pico, our team is the driving force behind every success story we help create.
Comprised of seasoned financial consultants, former bankers & experienced property professionals, we bring decades of proven expertise in all aspects.
We’ve guided countless businesses to secure loans and scale successfully — even after being rejected by banks — as well as restructure finances and refinance properties.
Our strategies have helped companies save substantial overhead costs and set them on a clear path to sustainable growth.

Every member of our team is carefully chosen for their dedication, deep industry knowledge, and unwavering commitment to delivering the best possible outcomes. With a people-first approach, meticulous attention to detail, and relentless drive, we don’t just advise — we partner with you to protect, strengthen, and grow your business.
OUR PARTNERS












Every business
has its own
heartbeat.
Yet banks often treat you like another number. At Pico Consultancy, we flip the script. We start with you. Then we find the financing that fits — not the other way around.
Founded by ex-bankers JingJing and Jonathan, Pico brings banking and business consultancy experience together with specialists across financing, growth and operations.
Our mission goes beyond providing funding. We simplify complex financial challenges, make the process more transparent and help owners make decisions that are informed, practical and built for the long term.

